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Feeling the pinch on your wallet? 11 12 practical suggestions you can implement today. 17 packing your 19 lunch, cutting back on frivolous spending, checking 25 when you shop, 27 from email 30, looking no-cost 33, discussing 35 bills, taking advantage of coupons, 39 40 driving, and holding off on non-essential buys. These small 46 can really benefi